Entitlements

By Larry Kotlikoff Originally posted at nextavenue, April 2017 Fidelity Investments recently released a survey about when Americans say...

By John C. Goodman Originally posted at Forbes, September 2016 The room at the National Press Club in Washington DC was packed as Boston...

By John C. Goodman Originally posted at Forbes, July 2016 Here is something I bet you don’t know. On March 23, 2010, President Obama...

New Social Security laws were passed last fall that will make major changes to your ability to claim benefits. These changes were never...

DALLAS, TX, April 27, 2016 – By the time today’s young workers retire, Medicare will spend more on them than they get from Social...

The clock is ticking thanks to a decision Congress made last year to eliminate the strategy [which] … provided an advantage to married...

By John C. Goodman Originally posted on Forbes, April 2016 In business after business and industry after industry, buyers and sellers of...

By John C. Goodman Originally posted at Forbes, April 2016 Have you ever thought about how many laws and regulations, how many taxes, how...

By Laurence Kotlikoff Originally posted at Forbes, March 2016 Between Bernie Sanders and Elizabeth Warren, we’ve heard a lot about the...

By Gail MarksJarvis Originally posted in Chicago Tribune, March 2016 If you are married, and you or your spouse will soon be 66 years...

By Laurence Kotlikoff Originally posted at PBS Newshour, January 2016 Alan Skupp is an attorney who lives in Livingston, New Jersey. He...

By John C. Goodman Originally posted on Forbes, November 2015 Jeb Bush has been taking a beating lately – from the talking heads on TV...

Thomas Saving, Andrew Rettenmaier and Liqun Liu have produced a first-of-its kind calculation of the value of Social Security to young...

By Laurence Kotlikoff Originally posted on Forbes 8/21/15 The Truth About Social Security’s Long Term Finances In a recent NY Times...

FOR IMMEDIATE RELEASE DALLAS, TX, July 9, 2015 – Dr. John Goodman and Heartland Institute Senior Fellow Peter Ferrara will join the...

FOR IMMEDIATE RELEASE DALLAS, TX, June 10, 2015 – A new book by Goodman Institute Senior Fellow Peter Ferrara argues that individual...

FOR IMMEDIATE RELEASE DALLAS, TX, April 27, 2015 – If you are over 70 year of age, odds are your Social Security check is not as large as...

FOR IMMEDIATE RELEASE DALLAS, TX, August 13, 2015 – We have promised more than we expect to take in: Looking indefinitely into the...

The topic de jure for the chattering class these days is inequality. In fact, it’s hard to pick up a copy of The New York Times or the...

Social Security is far more complicated than most people realize. In fact, it is so complicated that even PhD economists are losing tens...

Laurence Kotlikoff’s new book! This new book tells you all you need to know how to navigate the forbidding maze of Social Security and...

Laurence Kotlikoff testified before the Senate Budget Committee, February 25, 2015. Professor Kotlikoff addressed America’s fiscal...

Estelle James Full or partial privatization of Social Security is underway in countries around the globe.   Estelle James

Privatization of Social Security is usually thought to require a workable annuities market. In 2004, Dr. James showed that Chile has the...

John Goodman If workers and their employers put 4 percent of payroll into an account each year to replace the government’s obligation,...

Thomas Saving Andrew J. Rettenmaier If workers and their employers put 5 percent of payroll into an account each year to replace the...

Chile’s disability system costs about half of what the disability system costs in the United States and Europe, due to privatization and...

By using individual accounts and better incentives, Chile has discovered a far better way to hedge against the risks of unemployment....

The oldest government-mandated employee benefit program in the United States is workers compensation. Every state manages its own system,...

This Health Affairs post proposes nine ideas on how to reduce Medicare spending in ways that leave seniors better off. John Goodman and...

This Health Affairs post shows that when all costs are included, Medicare costs more, not less, to administer.  John Goodman and Thomas...

This Wall Street Journal editorial shows that both Republicans and Democrats are proposing to cut Medicare spending in the same way: with...

This Wall Street Journal editorial urges the government to free the private sector and let entrepreneurs solve our problems. John Goodman

This Wall Street Journal editorial concludes that “Looking indefinitely into the future, the unfunded liability is $43 trillion—almost...

This New York Times editorial explains why the true federal government debt is in excess of $200 trillion. Laurence Kotlikoff

Since we’ve promised more than we can deliver, someone’s ox will get gored. Taxes and transfer programs cut the spending to the top 1...